Chubb VS The Competition: Renter's Insurance

COVERAGE	TYPICAL RENTER'S POLICY (ISO HO- 3)	Lewis Chester'S STANDARD CONTENTS POLICY	Lewis Chester'S DELUXE CONTENTS POLICY

Contents	Named Perils	Named Perils	All Risk
Personal Property – Replacement Cost	Not Included	Included (if contents replaced)	Included
Additional Living Expense	20%	Unlimited	Unlimited
Backup of Sewers and Drains	Not Included	$2,500	Unlimited
Debris Removal	5% Limited Damage Property	Reasonable Cost	Reasonable Cost
Jewelry, Watches, and Furs	Theft $1,000 Jewelry and Furs Combined	Theft $2,500 Jewelry $5,000 Furs	All Risk $5,000 Jewelry $5,000 Furs
Silverware and Goldware	Theft $2,500	Theft $5,000	All Risk $5,000
Guns	Theft $2,000	Theft $5,000	All Risk $5,000
Securities, Bills, and Manuscripts	$1,000	$5,000	$5,000
Watercraft	$1,000	$2,000	$2,000
Credit Card Fund Transfer	$500	$10,000	$10,000
Business Property – On and Off Premises	Not Included	$10,000 Incidental Business	$10,000 Incidental Business
Personal Injury (Libel and Slander)	Not Included	Included	Included

This Comparison is for Illustration Purposes Only

Policy itself must be consulted for
precise term, provisions, exclusions, etc.

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