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Lewis Chester VS The Competition:
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| Quality of Coverage | "All Risks" | "Named Perils" | "Named Perils" |
| Personal Property – Contents | $75,000 | $75,000 | $75,000 |
| Loss of Use | Unlimited | Unlimited | 20% of Contents |
| Personal Liability/Occurance | $1,000,000 | $1,000,000 | $500,000 |
| Medical Payments Per Person | $10,000 | $10,000 | $5,000 |
| Additions & Alterations | $7,500 | $7,500 | $1,000 |
| Loss Assessment | $50,000 | $50,000 | $1,000 |
| Replacement Cost on Contents | Included | Included | Not Included |
| Occasional Employee -"Workers Comp" | Included | Included | Included |
| Extended Theft | Included | Included | Included |
| Rented or Borrowed Vehilce Liability | Included | Included | No Coverage |
| Back-Up Sewers & Drains | Unlimited - Up to Policy Limit | $2,500 | Not Included |
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Not Included |
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SPECIAL
LIMITS -
UNSCHEDULED ITEMS |
jewelry/furs combined | ||
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Jewelry
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$5,000 | $2,500 (Theft) | $1,000 |
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Furs
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$5,000 | $5,000 (Theft) | |
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Money
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$1,000 | $1,000 | $200 |
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Silverware
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$5,000 | $5,000 (Theft) | $2,500 (Theft) |
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Guns
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$5,000 | $5,000
(Theft) |
$2,500
(Theft) |
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Securities
(accounts ,deeds, passports, tickets, letter of credit, etc)
|
$5,000 | $5,000 | $1,000 |
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Mysterious
disappearance of Unscheduled items (see above)
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Included | Not Included | Not Included |
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Total
Estimated Annual Premium
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| NOTES:
(1) Higher deductibles
can be obtained for an additional credit.
|
This Comparison is for Illustration Purposes Only
Policy
itself must be consulted for
precise term, provisions, exclusions, etc.
precise term, provisions, exclusions, etc.
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