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EMPLOYEE BENEFITS PLAN LIABILITY COVERAGE
Protects the insured employer against claims by employees or former employees
resulting from negligent acts or omissions in the administration of the insured's
employee benefits programs.
The term "employee benefits programs" is defined to include group
life insurance and group accident and/or health insurance; profit sharing plans;
employee stock subscription plans; and workers' compensation, unemployment insurance,
social security benefits, disability benefits, etc.
Coverage is intended to extend to the "administration" of these
plans, including counseling employees, interpreting employee benefits programs,
handling records, enrolling/terminating/cancelling employees in specified plans
on a timely basis, etc.
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