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ADDITIONAL NAMED INSURED
1. An individual or entity, other than the first named insured, identified
as an insured in the policy declarations or an addendum to the policy declarations.
2. An individual or entity who is added to a policy with the status of named
insured after the policy is written. Such an individual or entity would have
the same rights and responsibilities as an individual or entity named as an
insured in the policy declarations (other than those rights and responsibilities
reserved to the first named insured). In this sense the term can be contrasted
with additional insured, an individual or entity added to a policy as an insured
but not as a named insured. The term additional named insured has not
acquired a uniformly agreed-upon meaning within the insurance industry, and
use of the term in the two different senses defined above often produces confusion
in requests for additional insured status between contracting parties.
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